Skip to main content
NY.gov Portal State Agency Listing

New York Vista
Business
Education
Family
Health
Law and Order
Consumer Info
Environment
Government
Housing
Transportation
Career / Employment
Licenses & Credentials
Recreation / Tourism
Tax Information
How Do I?
Open Meeting Webcasts
  Consumer Information > Sales Practices
  Related Links   

 

Question I thought I had three business days, or 72 hours, to cancel any type of purchase or contract agreement in New York State. Is this true?

Answer No. New York State does not have a general cooling off law for contract agreements. However, there are state laws that allow consumers an opportunity to cancel certain types of written contracts. Examples of these contracts include, but are not limited to, door-to-door solicitations, dating services, health club contracts, campground contracts, and home improvement contracts. The federal 'Truth in Lending Act' lets consumers cancel home improvement loans, second mortgages, and other loans where consumers pledge their home as collateral.

Back More Info 
CPB's Consumer Law Help Manual

For a complete list of the types of contracts afforded a 3 day “cooling off” period in New York State and other laws that may apply, click Contracts at the Consumer Law Help manual for more specific information or call below.
URL: http://www.nysconsumer.gov/clhm.htm
Contact: Consumer Help Line
E-mail:webmaster@consumer.state.ny.us
Phone: 1-800-697-1220

NYS Home Page | Accessibility | Contact Us | Privacy Policy | Disclaimer

BPV