What are the requirements for insurance coverage on automobiles registered in New York State?
You must have NYS automobile liability insurance coverage on a vehicle registered in NYS. The insurance must be issued by an insurance carrier authorized to do business in NYS. You must have a NYS Insurance Identification Card in the name of the registrant. No out-of-state coverage of any kind is allowed.
The DMV web site has information about the automobile insurance requirements in NYS and the consequences if you fail to maintain coverage.